Our Products

we-are-protected

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FIRE INSURANCE
Insurance that answers for loss or damage ot property caused by Fire and/or Lightning. Coverage may be extended to include Earthquake, Typhoon, Flood, Volcanic Eruption, Explosion, Vehicular Impact, Falling Aircraft and/or Objects therefrom, Smoke, Riot, Strike, Civil Commotion, Malicious Damage and Robbery.d

Types of coverage are:

  • Building and Improvements
  • Machinery and Equipment
  • Stocks, Supplies and Other Contents
  • Loss of income / Business Interruption

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ENGINEERING INSURANCE
All-risk insurance that answers for loss and damage in the course of constructing buildings, roads or bridges, or in erecting, installing or operating machinery and equipment, subject to certain exclusions.

Types of coverage are:

  • Contractor’s All-Risk Insurance (CARI)
  • Erection All-Risk Insurance (EAR)
  • Machinery Breakdown Insurance (MBI)
  • Boiler and Pressure Vessel Insurance (BPV)
  • Electronic Equipment Insurance (EEI)

 

casualty

MOTOR VEHICLE INSURANCE
Indemnifies vehicle owners against loss of, or damage to, the vehicle as well as liabilities arising from bodily injury sustained by, or damage to properties of,third parties.

Types of Coverage:

  • Compulsory Third Party Liability (CTPL)
  • Loss or Damage
  • Voluntary Third Party Liability (VTPL):
    • Death/Bodily Injury
    • Property Damage

Optional Coverage:

  • Unnamed Passenger Personal Accident (UPPA)
  • Extended Coverage – Flood, Typhon, Volcanic Eruption, Earthquake or Strikes, Riots and Civil Commotion

 

cgl

PERSONAL ACCIDENT INSURANCE
Provides benefits to the insured or their beneficiaries in case of death or disablement caused by an accident. It also provides reimbursement of medical expenses incurred and burial assistance.

Personal Accident (PA) Packages:

  • Individual PA
  • Family PA
  • Group PA
  • Student PA

 

 
cgl

COMPREHENSIVE GENERAL LIABILITY (CGL) INSURANCE
CGL is the business liability insurance protection suited for offices, commercial and industrial establishments. It indemnifies the client for liability arising from bodily injury to, or damage to the property of, third parties in the course of the client’s business operations.

 
 

 

cgl

PROPERTY FLOATER
All-risk insurance for externally caused, direct, physical loss or damage to insured properties, subject to specified excusions.

 

 
 

 
 

casualty

SURETYSHIP
An agreement that guarantees the client’s performance of an obligation to, or undertaking in favor of, a third party.

Types of Bonds:

  • Surety Bonds
  • Contract Bonds
  • Judicial Bonds
  • License & Permit Bonds
  • Fidelity Bonds

suretyship

 

marine

MARINE INSURANCE
Indemnifies the owner of goods for the loss of, or damage sustained by, the goods shipped while in transit from a place of shipment to a destination.

Types of coverage:

  • Marine Cargo
  • Marine Hull

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